Identity theft services are available for just $25 per year with your Farm Bureau homeowners, farm/ranch or other property or liability coverage.

Identity theft can damage your personal and financial reputation, cost you job opportunities, can cause refusals for loans and can take thousands of dollars hundreds of hours of your time. Quick discovery and rapid response are critical to reduce the risk of identity theft!

That's why Farm Bureau Financial Services offers Identity Services and Fraud Expense Coverage¹ for our valued policyholders.


We have partnered with Identity Theft 911®, the nation’s leader in identity management and fraud education, to provide complimentary expert assistance for a wide array of identity fraud-related problems. Services are automatically available without having to file a claim to obtain expert assistance. (A claim should only be filed if financial losses have been incurred after the coverage was purchased.)

To stay ahead of the crime, customers also receive ongoing education, including up-to-the-minute news alerts, in-depth articles and newsletters. Additionally, you will find tips on avoiding identity theft, frequently asked questions and much more. To keep informed, we recommend you frequently visit www.fbfs-idtheft.com.

IDENTITY CREDIT MONITORING SERVICES^SM

Identity theft detection and fraud experts on stand-by Identity Credit Monitoring Services(SM) from Identity Theft 911® pair innovative credit monitoring to detect early signs of identity theft with on-demand access to an experienced fraud specialist. You’ll get the best of both worlds: a sophisticated early warning system and live, on-demand expert advice whenever you need it. In addition, should identity theft occur in spite of all precautions, you’ll receive personalized identity theft resolution, working directly with a dedicated fraud expert from Identity Theft 911 until the crisis is fully resolved. This powerful combination of automatic detection and expert resolution makes Identity Credit Monitoring Services(SM) the most effective identity theft solution available. Quick discovery and rapid response are critical to minimize the risk of identity theft. With Identity Credit Monitoring Services(SM), a sophisticated monitoring system looks for credit inquiries, requests for new credit, and other activity affecting your credit files, then notifies you immediately via e-mail of any changes. This helps you detect fraudulent activity as soon as it appears, then counteract it with professional assistance. If you discover anything suspicious, call us—immediately! Identity Theft 911‘s fraud experts are on stand-by to help you interpret credit file activity, correct fraudulent changes—and, if necessary, take immediate action to resolve the crime and minimize future damages. Once the coverage has been added to your policy, you will receive an updated policy declaration in the mail reflecting the addition to your policy. At that time, you are eligible to sign up for complimentary credit monitoring. The credit monitoring service will remain in effect for one year. As long as you maintain the Identity Service and Fraud Expense Coverage on your policy, a reminder to re-enroll for the service will be sent to you annually with your policy renewal documents.

IDENTITY THEFT RESOLUTION^SM

Farm Bureau Financial Services customers have unlimited one-on-one access to a highly experienced fraud resolution specialist from Identity Theft 911® who is dedicated to protecting and restoring your identity. From the moment you call, this specialist becomes your personal advocate, guiding you through the resolution process, step-by-step, until the problem is fully resolved. Whether you have a serious identity theft crisis or simply need to take preventative measures regarding a lost or stolen wallet, your advocate will cut through the red tape so you don’t have to struggle on your own. Customers will receive: One-on-one unlimited access to a fraud specialist Proactive assistance after any suspicious activity Complimentary advocate-assisted fraud alerts placed with all three credit bureaus Assistance filing a police report, plus case-file creation to help law enforcement Systematic notification and preparation of all necessary documentation, including an Identity Theft Affidavit, an Identity Theft Passport (where available), etc. Complimentary 3-in-1 credit report and assistance with credit file freeze for victims Enrollment in one year of credit monitoring for victims Enrollment in one year of fraud monitoring of more than 1,000 public records databases for victims An additional year of active follow-up after resolution Assistance handling records of the deceased to prevent fraud Ongoing up-to-the-minute alerts and a wealth of educational resources.

IDENTITY DOCUMENT RECOVERY^SM

Farm Bureau Financial Services customers who purchase the Identity Services and Fraud Expense Coverage will have unlimited one-on-one access to a highly experienced fraud resolution specialist from Identity Theft 911® who is dedicated to assist with rapid replacement of sensitive documents and emergency authentication for customers who have lost personal, legal or financial documents after a hurricane, tornado, earthquake, or other natural disaster, including a flood or home fire. The fraud specialist will help expedite emergency documentation, assist you with accessing your financial institutions and securing your records, and contact your insurance companies, your employer—even family and friends. Should the need arise, Identity Theft 911® can also establish a center of communications between Farm Bureau Financial Services customers, their family and all relevant parties. Additionally, in the event your identity is compromised as a result of the disaster, your personal Identity Theft 911® advocate will remain by your side, taking measures to prevent further damages and clear up any fraudulent activities on your accounts. For details, please refer to the Identity Theft Resolution Service section (above).

If you purchase the coverage, you can simply call a Farm Bureau Financial Services customer service center at 866-399-3237 to be referred to a fraud resolution specialist from Identity Theft 911®

¹Identity Services, including Identity Credit Monitoring Services,SM Identity Theft ResolutionSM and Identity Document Recovery,SM are provided by Identity Theft 911, LLC.
²Federal Trade Commission (FTC) Report 2006
³Key Findings: The U.S. Identity Theft Insurance Market,” http://www.insuranceadvisoryboard.com/IAB.1,1474,,00.html, May 2006

This material briefly highlights the benefits of the Identity Services and Fraud Expense coverage available through the Farm Bureau Member’s Choice insurance policy.

Identity Services and Fraud Expense Coverage can be added to the Property and Liability sections of your Farm Bureau Member’s Choice policy at any time for an additional cost. For complete details of the coverage, contact your Farm Bureau agent.