IMPORTANT: The information and material contained on this Web site is not an offer to sell or a solicitation to buy any security or any insurance product in any jurisdiction. No security or other insurance product is offered or will be sold in any jurisdiction in which such offer or solicitation purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Not all products are available in all states. Exclusions, limitations and reductions may apply. This Web site briefly highlights Farm Bureau's insurance policies and their benefits. The contract is contained only in the policy. Farm Bureau products are offered by Farm Bureau agents -- for more information about any Farm Bureau product, please contact your local agent or nearest office using the Agent Locator.
International stock portfolios contain additional risk that is not associated with U.S. domestic issuers, such as changes in currency exchange rates, different governmental regulations, economic conditions and accounting standards.
The investment objectives and policies of the aforementioned investment options may be similar to the objectives and policies of other portfolios that are managed by the same investment adviser, investment sub-adviser or manager. Each option’s investment results may be higher or lower than the results of other such portfolios. There can be no guarantee or assurance that the investment results will be comparable to those of any other portfolio, even if it has the same investment adviser, investment sub-adviser or manager.
Variable product subaccounts, mutual funds and municipal fund securities are subject to market risk and possible loss of principal. This and other important information is contained in the prospectus and in the issuer's official statement, which can be obtained from a registered representative and should be read carefully before you invest or pay money. Investors should consider the investment objectives, risks, charges and expenses carefully before investing.
Variable products are comprised of insurance-related features including, but not limited to, a death benefit; optional riders; payment options at death, maturity or upon complete surrender or partial withdrawal; and fees and charges. For more complete information about the variable products available, including charges and expenses, obtain a current prospectus from your registered representative. Read it carefully before you invest or pay money. There are investment risks associated with investing in the underlying subaccounts that should be carefully considered before making an investment. A 10% tax applies to most withdrawals made from a variable annuity prior to age 59½.
Policyowners of Farm Bureau's Variable Annuity, Variable Universal Life insurance and Last Survivor Variable Universal Life insurance products may not have money in more than 16 investment options, including the Declared Interest Option, at any one time. Therefore, if a client chooses to reallocate money to different investment options, the new allocation will not take effect until the appropriate transfer of money has been completed.
