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Business Coverages

Farm Bureau helps you protect what’s important with business insurance that allows you to purchase several types of  insurance coverages individually or in combination. Our business insurance is designed to shelter your business against losses from property damage or liability claims.

Business property coverage — includes buildings, business personal property, loss of business income and other protection.

Business vehicle — available for autos, trucks and trailers used for business purposes, such as transporting or delivering (including farming/ranching)

Business liability coverage — protects your business from the costs of claims and lawsuits that may be filed against you. Home-based business liability coverage is also available for certain business activities operated from your home, farm or ranch.

Business umbrella — liability coverage over and above standard policy limits

Worker's compensation — required coverage for employees in case of job-related illness, injury or death

All business insurance packages provide:

One-stop service — one call to one Farm Bureau agent for help with all of your individual and business insurance needs

Business-specific coverage — we’ll take the time to learn the individual requirements of your business and help tailor your business insurance policy to meet your unique needs

Loss prevention assistance — we will provide resources and guidance to help you reduce or prevent claims or loss to your business, as well as the costs associated with those claims

Billing plans — with our convenient billing plans, you can pay your premium on a schedule that fits your business needs.

To build a policy that meets your business needs, talk to a Farm Bureau agent today.

Farm Bureau also offers custom business insurance packages designed to protect the unique needs of barber/beauty shops, contractors, convenience/grocery stores, funeral homes, veterinary clinics and retail stores. To learn more about insuring your specialty business, find a Farm Bureau agent now.

IMPORTANT: The information and material contained on this Web site is not an offer to sell or a solicitation to buy any security or any insurance product in any jurisdiction. No security or other insurance product is offered or will be sold in any jurisdiction in which such offer or solicitation purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Not all products are available in all states. Exclusions, limitations and reductions may apply. This Web site briefly highlights Farm Bureau's insurance policies and their benefits. The contract is contained only in the policy. Farm Bureau products are offered by Farm Bureau agents -- for more information about any Farm Bureau product, please contact your local agent or nearest office using the Agent Locator.

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Securities & services offered through FBL Marketing Services, LLC+, 5400 University Ave., West Des Moines, IA 50266, 877/860-2904, Member SIPC.


Property-casualty insurance products are offered through Farm Bureau Property & Casualty Insurance Company+* and Western Agricultural Insurance Company+*/West Des Moines, IA and are intended for residents of AZ, IA, KS, MN, NE, NM, SD and UT.

Fixed life insurance and annuity products are offered through Farm Bureau Life Insurance Company+*/West Des Moines, IA and are intended for residents of AZ, IA, ID, KS, MN, MT, ND, NE, NM, OK, SD, UT, WI and WY.

Variable life insurance and annuity products are underwritten by an insurance company that is not affiliated with our companies.

+Affiliates *Company providers of Farm Bureau Financial Services

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