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Insurance Credit and Discounts

A local Farm Bureau agent can help you protect what matters most ― your family, home and car ― and save you money. That's simple. Let us help you find the right insurance for you and your family, together with qualifying credits and discounts that can help make your insurance more affordable.

Life Insurance Discounts

Financial Services Discount
Save up to 5 percent on select car, home or property insurance coverages1 just by adding a life insurance policy of at least $25,000.

Car Insurance Discounts

Package Discounts
You can save money by insuring multiple cars or other vehicles (truck, boat, motorcycle, RV) with Farm Bureau Member's Choice. You may also qualify for a discount if you insure your home or personal property with us.

Continued In-Force Credit
Loyal customers who continue to renew their Farm Bureau Member's Choice policies are rewarded with loyalty credit.

Low Mileage Discount
If you drive your vehicle 7,500 miles or less annually, you may qualify for an Annual Mileage Credit.

Good Student Discount
Students who maintain a "B" average or higher GPA may qualify to save on car insurance.

Driven to Safety Discount
Drivers less than 25 years of age who complete our DriveologyTM program are eligible to earn this discount. Learn more about how Driveology can help your young driver become a safe driver.

Safe Driver Discounts
The better your driving record, the lower your premium. Claim free discounts reward drivers who have not had any accidents. Drivers without tickets may qualify for a conviction free discount. Accident prevention credits may be available for drivers in some states.

Paid in Full Discount
Save money by paying your annual policy premium in one payment.

Home Insurance Discounts

Homeowners Package Discount
You may qualify to save on your homeowners insurance premium if you also have your car or property insured with us.

Farm/Ranch Package Discount
You may qualify to save on your farm/ranch insurance premium if you also have your car or property insured with us.

Continued In-Force Credit
Loyal customers who continue to renew their Farm Bureau Member's Choice policies are rewarded with loyalty credit.

New House2 Discount / Electrical System Discount
New homes and/or electrical systems can be safer and may qualify you for a discount.

Impact Resistant Shingles Discount
You may be eligible to receive a discount by installing certain types of hail resistant shingles on your home.

Protective Devices Credit3
Homes that have home security systems or fire suppression systems may qualify you for this discount.

Paid in Full Discount
Paying your policy premium in full is simpler and can be cheaper than making multiple payments.

Umbrella Insurance Discounts

Multiple Policy Discount
Bundling your car, home and other personal property coverage in a Farm Bureau Member's Choice policy may qualify you for a discount on umbrella coverage.

Senior Discount
Farm Bureau rewards maturity with a senior discount that starts at age 50.

Contact a Farm Bureau agent to learn more about how Farm Bureau Member's Choice makes it simple to save with one policy and one deductible all from one agent and one company.

Other eligibility requirements may apply to insurance credits and discounts. Please contact your Farm Bureau agent for more details.

Insurance discounts and credits may not be available in all states and require a Farm Bureau Member's Choice policy. Farm Bureau Member's Choice policies are available in Arizona, Iowa, Kansas, Minnesota, Nebraska, New Mexico, South Dakota and Utah.

1 Eligibility requirements apply for Financial Services Discount. Discount applies to select coverage on your Farm Bureau Member's Choice policy.
2 The New House Discount is not available in Minnesota, but homes may qualify for the Electrical System Discount.
3 Protective Devices Credit not available in Nebraska.

We Make Insurance Simple
Farm Bureau Financial Services can help you make important decisions about your life.

Equipment Breakdown Coverage
Protect all your home appliances and home electronic systems for just $2 per month.

Protect your identity with Identity Services and Fraud Expense Coverage from Farm Bureau.

Securities & services offered through FBL Marketing Services, LLC+, 5400 University Ave., West Des Moines, IA 50266, 877/860-2904, Member SIPC.


Property-casualty insurance products are offered through Farm Bureau Property & Casualty Insurance Company+* and Western Agricultural Insurance Company+*/West Des Moines, IA and are intended for residents of AZ, IA, KS, MN, NE, NM, SD and UT.

Fixed life insurance and annuity products are offered through Farm Bureau Life Insurance Company+*/West Des Moines, IA and are intended for residents of AZ, IA, ID, KS, MN, MT, ND, NE, NM, OK, SD, UT, WI and WY.

Variable life insurance and annuity products are underwritten by an insurance company that is not affiliated with our companies.

Agent must be a registered representative of FBL Marketing Services, LLC to discuss mutual funds or variable products.

+Affiliates *Company providers of Farm Bureau Financial Services

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