If you insure your personal vehicles with Farm Bureau, you may be eligible to insure your farm/ranch trucks and/or trailers. This coverage provides protection from financial losses that may result from vehicles used primarily for farming or ranching, with only occasional personal use.

Farm Bureau makes it simple to protect your farm/ranch business with farm/ranch truck/trailer insurance that covers vehicles like pickups, vans, farm truck tractors, farm trucks and trailers.

Farm/ranch trucks and trailers can be covered if they weigh one ton or less and are used primarily in connection with your farming or ranching operation, or in exchange with neighboring farmers and ranchers. Coverages available include physical damage and liability, as well as uninsured and underinsured motorist and medical payments for you, your family members and certain passengers in case of a covered loss. Protection is also provided for cargo and special mounted equipment.

Farm/ranch truck/trailer coverage is eligible to be included in a Farm Bureau Member's Choice policy, so you can tailor your insurance to fit your needs with one policy and one deductible.

Farm Bureau makes it simple to select the coverage, deductibles and limits that work for you:

Bodily injury liability coverage protects your operation if someone is injured or killed by your farm or ranch truck. If you, a family member or an employee cause an accident, you’ll want enough liability coverage to help cover a lawsuit without risking your operation’s financial future.

Property damage liability covers damage to the property of others caused by your farm or ranch truck (trailer liability is included under towing vehicle coverage). Again, you’ll want a limit high enough to help cover the potential damage for which you, a family member or an employee may be responsible.

Collision coverage pays for damage to your truck or trailer caused by accidental collision or overturning.

Comprehensive physical damage coverage pays for damage to your farm/ranch truck/trailer due to causes other than collision, such as fire, theft, wind, hail, riot or civil commotion, and/or vandalism and malicious mischief.

Depending on your state laws, medical or no-fault coverage pays medical expense benefits. In Arizona, Iowa, South Dakota, Nebraska and New Mexico, medical pays actual costs up to the limit you select for medical expenses for injury for you and passengers injured in an accident involving your vehicle. In Minnesota, Kansas and Utah, no-fault coverage pays benefits as provided by state law for you, your passengers and members of your household involved in a motor-vehicle accident (see your agent for details).

Uninsured and underinsured coverage protects you, family members and eligible employees from bodily injury caused by other drivers without adequate auto insurance or hit-and-run drivers.

We can help you select the farm/ranch truck/trailer insurance coverage that makes sense for you ― find a Farm Bureau agent today.