Special personal property insurance (also called inland marine coverage) is a way to protect your most valuable items. You may have coverage for personal belongings with your homeowner’s, mobile home, condo or renter’s insurance, but certain limitations may apply, especially to items with a high value. Also, hazards that may not be covered under your regular personal property coverage — such as loss or breakage — can be included with scheduled personal property insurance.
With special personal property insurance from Farm Bureau, you can list your special items and their current value. The value is usually determined by a proof-of-purchase or an appraisal. As the value of your items may change over time, you can provide updated appraisals and adjust your coverage when you need to.
There are many types of personal property you can cover with your Farm Bureau policy; here are just a few:
Jewelry
Cameras
Musical instruments
Silverware
Fine art and collectibles (with or without breakage coverage)
Postage stamps
Coins
Antique furniture
Household goods in storage
Communication devices like pagers, phones and radios
Prosthetic devices
Golf and other sports equipment
Boat docks and hoists
When it comes to your special belongings, Farm Bureau Financial Services can make it simple to protect your investment. Find an agent now.