Term Life Insurance

Term life insurance provides the most life insurance protection for the least cost since you purchase it to cover a set period of time. It helps to cover needs during those years when you are buying a home, raising a family, sending children to college or building a business.

If you think you can’t afford life insurance, imagine how your family would make ends meet without your income.

Farm Bureau offers four types of term life insurance:
Choice Term:
Choice Term life insurance provides customized and affordable protection for a specific period of time ― perhaps while paying a mortgage, raising a family, sending children to college or expanding a business ... and pays proceeds if the insured's death occurs during that time period.

Simple Term:
Simple Term life insurance provides the financial protection you're looking for in a simple and convenient way that fits your busy lifestyle ― plus, there's minimal paperwork and generally no medical exams.

Return of Premium (ROP) Term:
With Return of Premium Term life insurance, you can provide the financial protection your loved ones may need upon your death ... or get a full return of your base premiums if you live to the end of the coverage period you select.

First Step Children's Term:
You can protect the young people in your life with First Step Children’s Term life insurance. A single, affordable premium will offer protection until the policy anniversary following the insured child’s 25th birthday.

IMPORTANT: The information and material contained on this Web site is not an offer to sell or a solicitation to buy any security or any insurance product in any jurisdiction. No security or other insurance product is offered or will be sold in any jurisdiction in which such offer or solicitation purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Not all products are available in all states. Exclusions, limitations and reductions may apply. This Web site briefly highlights Farm Bureau's insurance policies and their benefits. The contract is contained only in the policy. Farm Bureau products are offered by Farm Bureau agents -- for more information about any Farm Bureau product, please contact your local agent or nearest office using the Agent Locator.


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Securities & services offered through FBL Marketing Services, LLC+, 5400 University Ave., West Des Moines, IA 50266, 877/860-2904, Member SIPC.

Property-casualty insurance products are offered through Farm Bureau Property & Casualty Insurance Company+* and Western Agricultural Insurance Company+*/West Des Moines, IA and are intended for residents of AZ, IA, KS, MN, NE, NM, SD and UT.

Fixed life insurance and annuity products are offered through Farm Bureau Life Insurance Company+*/West Des Moines, IA and are intended for residents of AZ, IA, ID, KS, MN, MT, ND, NE, NM, OK, SD, UT, WI and WY.

Variable life insurance and annuity products are underwritten by an insurance company that is not affiliated with our companies.

Agent must be a registered representative of FBL Marketing Services, LLC to discuss mutual funds or variable products.

+Affiliates *Company providers of Farm Bureau Financial Services

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