Long-Term Care Insurance (LTC)
Long-term care insurance (LTC) can help protect your assets from the devastating costs of extended personal care services should you become unable to care for yourself.
The longer you live, the greater your chance of needing some type of long-term care. Farm Bureau offers a variety of policies with varying levels of insurance protection that can cover in-home care or stays in nursing homes or other care facilities. We also offer innovative multi-generational policies that can cover multiple family members. Find an agent now.
Long-term care insurance must be purchased before you need it. The younger you are, the lower your premium will be, and you can decrease the chance of becoming uninsurable at a later date. If you wait and medical issues arise, you may need to rely on government programs or liquidate your personal assets to cover your care needs.
If you don’t qualify for government-funded programs such as Medicare or Medicaid, and you don’t wish to deplete your assets to pay for living assistance, a long-term care insurance policy may be a good option for you.
The benefits of a long-term care policy depend on your age, health status, overall retirement objectives, income and assets. To learn more about long-term care insurance and how it may help meet your financial needs and goals, contact a Farm Bureau agent today.
IMPORTANT: The information and material contained on this Web site is not an offer to sell or a solicitation to buy any security or any insurance product in any jurisdiction. No security or other insurance product is offered or will be sold in any jurisdiction in which such offer or solicitation purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Not all products are available in all states. Exclusions, limitations and reductions may apply. This Web site briefly highlights Farm Bureau's insurance policies and their benefits. The contract is contained only in the policy. Farm Bureau products are offered by Farm Bureau agents -- for more information about any Farm Bureau product, please contact your local agent or nearest office using the Agent Locator.
Long-Term Care & Disability Income insurance policies are underwritten by a variety of insurance companies that are not affiliated with our companies. See your Farm Bureau agent for more information about these products.