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Fixed Annuity

Because a fixed annuity has a guaranteed minimum interest rate,1 it may appeal to you if you have a low risk tolerance and are nearing retirement.

A fixed annuity may be purchased with a single premium or flexible premiums, and can provide income immediately or deferred to the future. Once you choose to receive income from your annuity, you can have the income last for your life or for a set period of time.

An Interest Builder® Annuity is a new money flexible premium deferred annuity that allows you to lock in a competitive interest rate and surrender charge schedule for each premium payment made. You can decide when to make premium payments to take advantage of changes in interest rates.

A Single Premium Immediate Annuity (SPIA) can provide a guaranteed1 source of income immediately. For example, at retirement, you can use cash from other accumulated assets — IRAs, 401(k)s, mutual funds, CDs, savings accounts — to purchase a single premium immediate annuity. With your single premium payment of $5,000 or more, you receive a level stream of income payments right away. SPIA income payment options include equal payments for a set number of years or for the rest of your life. If you die before all payments have been made, any remaining guaranteed1 amounts will be paid to your beneficiaries according to the terms of your income payment option.

A Select IV Fixed Annuity is flexible, providing multiple options that can help you take advantage of different interest rate strategies. You make payments when and in the amount you choose, and tax-deferral allows you to save now and pay taxes later. At retirement, you decide if you want your monthly income to be for a set number of years or for life. The Select IV Fixed Annuity offers a menu of options and can be tailored to fit your retirement needs.

Fixed annuities from Farm Bureau give you flexibility, provide stability and the preservation of your retirement assets. Find an agent now.

1 The guarantees expressed on this Web page are based on the claims-paying ability of Farm Bureau Life Insurance Company.

IMPORTANT: The information and material contained on this Web site is not an offer to sell or a solicitation to buy any security or any insurance product in any jurisdiction. No security or other insurance product is offered or will be sold in any jurisdiction in which such offer or solicitation purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Not all products are available in all states. Exclusions, limitations and reductions may apply. This Web site briefly highlights Farm Bureau's insurance policies and their benefits. The contract is contained only in the policy. Farm Bureau products are offered by Farm Bureau agents -- for more information about any Farm Bureau product, please contact your local agent or nearest office using the Agent Locator.

 

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Property-casualty insurance products are offered through Farm Bureau Property & Casualty Insurance Company+* and Western Agricultural Insurance Company+*/West Des Moines, IA and are intended for residents of AZ, IA, KS, MN, NE, NM, SD and UT.

Fixed life insurance and annuity products are offered through Farm Bureau Life Insurance Company+*/West Des Moines, IA and are intended for residents of AZ, CO, IA, ID, KS, MN, MT, ND, NE, NM, OK, SD, UT, WI and WY.

Variable life insurance and annuity products are underwritten by an insurance company that is not affiliated with our companies.

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