Now is a good time to look at our competitive rates. A Farm Bureau agent can provide a wide variety of options to help you with your short- and long-term strategies.
| | Select IV Fixed Annuity | Interest Builder®
Annuity | Income Guard
Indexed Annuity |
| New Money 2 | New Money 4 | New Money 8 | Portfolio 6 | Portfolio 10 |
Current Interest Rate
(includes first year bonus rate, if any) |
Not Available |
Not Available |
Not Available |
2.30% $100,000+
2.05% $25,000 - 99,999
1.70% $0 - 24,999
|
2.65% $100,000+
2.40% $25,000 - 99,999
2.05% $0 - 24,999
| 1.75% | Fixed Rate - 1.50% Point to Point Cap - 3.15% Monthly Avg. Cap - 3.65% |
| Bonus Rate | N/A | 1.00% | 2.00% | N/A | N/A | N/A | N/A |
| Guaranteed Rate | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% |
| Premium Type | Single Premium | Single Premium | Single Premium | Flexible Premium | Flexible Premium | Flexible Premium | Single Premium |
Minimum
Premium | $10,000 Single Premium | $25,000 Single Premium | $25,000 Single Premium | $500 initial premium, or $25 monthly EFT | $500 initial premium, or $25 monthly EFT | $2,000 initial premium qualified, $5,000 initial premium non-qualified
$50 periodic premium | $25,000 Single Premium |
A 10% tax applies to most withdrawals made from an annuity prior to age 59½.
First year bonus rate is included in the Current Interest Rate for New Money 4 and New Money 8 in the chart above.
Surrender charges may apply to any withdrawals. Surrender charge periods for Select IV fixed annuity range from: New Money 2, 4% - 0% over two years; New Money 4, 8% - 0% over four years; New Money 8, 8% - 0% over eight years; Portfolio 6, 7% - 0% over six years; Portfolio 10, 9% - 0% over ten years for issue age 60+ or 10% - 0% over ten years for issue up to age 59.
Surrender charge periods for Interest Builder annuity range from 7% - 0% over 7 years. The surrender charges apply to each premium payment.
Surrender charge periods for Income Guard indexed annuity range from 9% - 0% over 9 years.
Ultimate rates for portfolio options of the Select IV annuity are as follows: 2.30% for $100,000+, 2.05% for $25,000 - 99,999 and 1.70% for $0 - 24,999.
Ultimate rates for new money options of the Select IV annuity are as follows: 2.05% for $100,000+, 1.80% for $25,000 - 99,999 and 1.45% for $0 - 24,999.
The ultimate rates apply to each option of Select IV after the surrender charge period expires.
The current credited interest rate posted above is guaranteed for two years for New Money 2, four years for New Money 4 and eight years for New Money 8. The current credited interest rate posted above is neither guaranteed or estimated for the future for Portfolio 6 and Portfolio 10.
The guaranteed rate is the guaranteed minimum rate for the life of the contract.
Agent must be a registered representative of FBL Marketing Services, LLC to discuss mutual funds or variable products.
Rates are based on the Company's 6/1/13 declared interest rates. Listed rates are neither guaranteed nor estimated for the future. Please call 1-800-247-4170 for today's rates.