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Ag-Related Business

Protect the Tools of Your Trade with Agricultural Insurance


  • Your Equipment and Supplies

    In addition to protecting your home and vehicles, our farm/ranch personal property insurance can protect the items you use every day in your operation – tractors, combines, tools, grain, feed, livestock, etc. Your Farm Bureau agent can help tailor your coverage to fit your specific needs.

  • Commercial Ag Operations

    Larger, more complex farming operations have their own set of unique needs and risks. If you run a complex farm/ranch or commercial ag business, ask your agent about AgMax, our specialized insurance coverage for commercial agriculture.


Farm/ranch personal property insurance helps protect you financially if items used to run your agricultural operation, such as tractors, combines, tools, grain, feed, supplies and livestock are damaged. It’s available as a blanket to cover all your farm/ranch personal property. With this coverage, your farm/ranch personal property is protected from damage from such things as fire, lightning, windstorm, hail, theft and vandalism. Livestock coverage also includes accidental shooting, attack by dogs or wild animals, drowning and electrocution. Additional coverage options you might want to consider:

  • Livestock Freezing or Smothering Coverage

    Covers blizzard-related livestock loss.

  • Suffocation Coverage

    Covers loss of livestock in confinement due to suffocation.

  • Peak Season Coverage

    Increases coverage for a period of time; for example, during harvest when inventories may be high.

  • Farm/Ranch Operations Interruption

    Adds coverage for extra expenses and loss of farm/ranch earnings due to an interruption of operations.

  • Personal Liability Coverage

    Protects you if someone is injured while visiting your farm or ranch, or if you accidentally injure someone or damage their property while away from your premises.

  • Umbrella Liability Coverage

    Offers additional liability coverage above your base policy’s limits.

  • Farm Ranch Employer Liability Coverage

    Provides benefits for your farm employees if they are injured, become ill or die as a result of employment-related activities.


  • Farm Bureau Member's Choice

    With a Farm Bureau Member’s Choice policy, you can bundle your farm and ranch operations just like your personal policies. Your Member’s Choice policy can include your farm/ranch personal property, farm/ranch vehicles, car insurance, and personal liability insurance ― you select the types of coverage you need.

  • Reduced Premiums

    Reduced premiums are also available, if you are eligible for a variety of discounts and credits, including good driving records, good grades, multiple vehicles or having your home and personal property insured with us.1

1 Some discounts or credits may not be available in all states.


The Learning Center Plan Today. Prepare for tomorrow.

  • 14 Tips to Help You Avoid Injury on Your Farm or Ranch

    ​Use these tips to help keep you safe on your farm or ranch throughout planting and harvest season.  Read Article »

  • 10 Life Changes to Tell Your Insurance Agent About

    Don't overlook these smaller life-changing events that can change your insurance coverage and premiums.  Read Article »

  • Weathering the Storm: Farm and Ranch Severe Weather Safety Tips

    When storms strike, make sure you follow these tips to help protect both you and your operation!  Read Article »