Health policies vary by carrier and individual and may not be offered through all agents or available in all states. Health insurance is underwritten by a variety of insurance companies not affiliated with our companies.
Health Insurance Coverage for Families, Individuals and Businesses
Questions about Health Coverage?
Contact a local FBFS agent!
Health insurance can be complicated. Finding the right coverage shouldn't be. Whether you are searching for a policy for yourself, your family or your business, we are here to help. Our agents know health insurance. We can make getting quality coverage easy to understand and easy to buy.
Individual and Family Health Insurance
You can choose plans based on your specific needs. ACA plans all cover the same set of essential health benefits but vary in their cost-sharing elements – deductible, copay and coinsurance. Your monthly premium will be based on several factors, including:
- Your age
- Whether you use tobacco
- Where you live
- Who's enrolled in the plan (spouse or child)
- Provider network
- Benefit plan you choose
The open enrollment period for 2025 individual Affordable Care Act (ACA) plans is November 1, 2024 – January 15, 2025. Your Farm Bureau agent can help you understand your options so you can make the right choice for you and your family. For a purchase of such importance, isn’t it best to work with a neighbor who cares about their community and wants to help you get the right coverage? With different options to choose from, we can help you determine the health insurance coverage that best fits your needs and budget.
If you live in Iowa, Kansas, Nebraska or South Dakota, ask your agent about additional health coverage options which may be available to you.
Group Health Insurance
Whether your business is small or large, we can help you offer health insurance to your employees. Your local agent can help explain the group health insurance plans available and customize a plan right for you.
Medicare Supplement, Medicare Advantage and Medicare Drug Plans
If you’re over age 65, we can help you identify the best options for you to maximize your Medicare coverage and find the plan that fits your lifestyle and health needs.
The Annual Enrollment Period (AEP) for Medicare Advantage and Medicare Prescription Drug plans runs from October 15, 2024 – December 7, 2024.
We’re With You Every Step of the Way
Whatever kind of health insurance you're looking for, we can share cost-effective options and help you make an informed decision.
It’s your future. Let’s protect it.®
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