Commercial Business Insurance
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The BusinessMax Advantage®
Farm Bureau BusinessMax business insurance is designed to help protect your business from potential losses – and keep it running smoothly, should the unexpected occur. Designed as a packaged policy that provides both property and liability coverage, our BusinessMax policies are tailored to your specific business needs.
Industries
We work with many different types of businesses to support their unique needs. Check out a few of the common markets we serve:
Contractors
As a contractor, you frequently encounter risks associated with building and construction. Our coverages are designed to financially protect your business from potential losses associated with these risks. You can customize your coverage to provide extra liability limits and protect your tools, property and other equipment like computers and vehicles.
Housing
As an apartment building or complex owner, your business needs specialized coverage to ensure it’s protected against the many risks – such as weather-related damage, theft, liability, equipment issues or system breakdowns – that come with owning a rental property and managing tenants. From protecting against loss of income, non-paying tenants, property damage and liability, our business coverage can be customized to fit your unique needs.
Auto Service and Repair
Your business is unique. Your insurance coverage should be too. We understand an auto service and repair business has specific risks. Our coverage is custom-made just for your business with a vast protection offering for the building, tools, vehicles on the premises and more. We’ve got your business needs covered.
Restaurants
Your restaurant is your specialty. Insuring your business is ours. When you’re the owner of a restaurant or food truck, you’re taking on risks from food preparation and storage to welcoming patrons on your property. Our business coverage can be tailored to your restaurant’s needs to protect you and your business financially. Your coverage can be enhanced to prioritize your specific risks.
General Coverages
This coverage includes protections for buildings, inventory, tenant improvements, leased property and exterior building glass.
BusinessMax coverage provides for defense costs, in addition to the liability limits selected on the policy.
Coverage includes auto liability and auto physical damage coverages for vehicles used for your business operation.
This coverage can provide reimbursement for costs associated with investigating a breach, notifying affected customers, restoration services for affected individuals and liability protection if someone accuses your business of a data breach.
A business umbrella policy can pick up when the liability limits of your BusinessMax coverage are exhausted.
This coverage pays certain benefits for employees who experience injury, illness or death during their employment with you.
We take your business seriously.
We’ll help ensure that all areas of your business have the proper protection you need to keep it operating smoothly. We look for potential risks and help you ensure you’re covered so you can focus on what you do best – running your business.
It's your future. Let’s protect it.®
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