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Coverage You Need for Your Employees and Your Business

Overview

  • Protecting You and Your Employees

    You do your best to keep your business or farm a safe place for your employees, but accidents can happen in any workplace. If an employee is injured, becomes ill, or dies while working at your business or farm, you want to be sure your workers compensation insurance provides the coverage you – and they – need.

  • Customized Coverage

    Workers compensation insurance is required by law in all states, but the type of workers covered or excluded varies by state. Your Farm Bureau agent can help ensure you have workers compensation coverage that complies with your state’s laws.

Coverage

There are many options to choose from when purchasing car insurance. Your agent can help you determine which is right for you. Below are a few common options:

  • Workers Compensation coverage

    Workers compensation insurance provides benefits for your employees if they are injured, become ill or die as a result of employment-related activities. Benefits to employees are based on required coverage in worker’s compensation insurance laws and can include things like medical and hospital services and weekly compensation. It also provides liability coverage for you, the employer, if you are held legally responsible for an employee’s job-related bodily injury or death. This coverage applies to work-related injuries to employees on or off the premises, legal fees or medical expenses incurred by employees for job-related injuries.

    Optional coverage you may want to consider:

  • Employment Practices Liability Insurance (EPLI)

    It’s your legal responsibility to provide your employees a safe place to work, track their job performance, and provide education for everyone on sexual harassment, discrimination, and wrongful termination. Employment Practices Liability Insurance is an optional coverage that can protect your business from claims by employees related to your responsibility in providing these services.

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