30 of the Best Senior Discounts to Take Advantage Of
Everyone enjoys saving money, especially when they are in retirement and on a fixed income. Senior discounts are a great way to save money and can even help with money management in retirement. There are a variety of types of businesses that offer discounts for seniors, like restaurants, hotels, retail stores and more! Joining national associations like AARP can also provide access to discounts and other member benefits. If you are approaching retirement or currently retired and looking for some ways to not break the bank, here are some options for you.
People may be eligible for senior discounts as early as 50, but most businesses start eligibility between the ages of 55 and 60 years old. Senior discounts can also differ from one business to another, depending on factors such as location, company size, or even the day.
Here is a list of some of the best senior discounts you can receive as you approach your senior years. Note, some of these businesses are franchised, and each location could be different. If you’d like to learn about their discounts, you can check out their website or call and ask directly.
Many restaurants offer special deals for seniors, from discounted menus to percentage-off savings. Here’s a quick list of popular spots that provide senior discounts – availability may vary by location.
Business | Discount | Eligibility |
IHOP | Discounted "55+ menu” available all day | 55+ |
Denny’s | Discounted “55+ menu” and AARP members get 15% of regular menu items (at participating locations) | 55+ |
Dairy Queen | Up to 10% or a free small drink (at participating locations) | 55+ |
Krispy Kreme | 10% in-store discount (at participating locations) | 50+ |
McDonald’s | Discounted or free coffee (at participating locations) | 55+ |
Many major hotel chains offer special rates for seniors, making travel more affordable and accessible. Discounts typically apply when booking online through designated senior pages or by selecting the senior rate option.
Business | Discount | Eligibility |
Marriot Hotels | 15% off standard rates when you select “Senior Discount” when booking online | 62+ |
Wyndham Hotels & Resorts | Use this Senior discount page when booking online | 60+ |
Best Western | 10% off standard room rates when booking through the Senior discount page | 55+ |
IHG Hotels & Resorts | Save with the free One Rewards Member Senior Discount program | 62+ |
Choice Hotel | 10% off on advance reservations when you select “Senior/AARP” when booking online | 60+ |
Several retailers offer exclusive savings for seniors, making everyday shopping more affordable. Many of these discounts are available on specific days or with free store membership programs. Below is a quick guide to popular retail stores that provide senior discounts.
Business | Discount | Eligibility |
Michaels | 10% off your purchase with a free Michael Rewards account | 55+ |
Kohl’s | 15% off every Wednesday | 60+ |
Goodwill | 25% off the second Monday of the month | 55+ |
Walgreens | Senior Day the first Tuesday of the month or use code SENIOR20 online for myWalgreens members | 55+ |
Ross Dress for Less | 10% off on Tuesdays | 55+ |
Several grocery chains offer weekly or monthly senior discounts to help make essential shopping more affordable. Because many of these offers vary by location, it’s a good idea to check with your local store for exact details.
Business | Discount | Eligibility |
Hy-Vee | Up to 10% off on specific days (discount and day vary by location) | 55+ |
Publix | 5% off on Wednesdays (at participating locations – call your local store in advance) | 60+ |
Albertsons | 10% off on the first Wednesday of the month (at participating locations) | 55+ |
Fred Meyer | 10% off on select items on the first Tuesday of the month | 55+ |
Fry’s | 10% off on select items on the first Wednesday of the Month | 55+ |
From cruises to national parks to movie nights, many entertainment brands offer special savings for seniors. Some discounts apply only on select dates or sailings, while others require specific membership or eligibility. Here’s a list of popular entertainment that offers senior-friendly deals.
Business | Discount | Eligibility |
Carnival Cruises | Special senior rates for base fare on select sailings. | 55+ |
Royal Caribbean Cruises | Reduced senior rates on select sailings. | 55+ |
National Parks America the Beautiful | Reduced prices for Senior Lifetime Pass or Senior Annual Pass | 62+ |
Showcase Cinemas | On Senior Wednesdays, get a discounted ticket, popcorn and fountain beverage (at participating locations) | 60+ |
Amazon Prime | 50% off monthly Prime membership via the Prime Access Program | If you receive government assistance (EBT card, SNAP, Medicaid, or SSI) |
Many carriers offer discounted phone and data plans for seniors, helping lower monthly costs. Some discounts vary by state or require eligibility verification, so be sure to check details with each provider.
Business | Discount | Eligibility |
AT&T | AT&T 55+ Discount. Two lines at $35 per line/month. | 55+ |
T-Mobile | Essentials Choice 55 plan. Starting at $45 per line/month. | 55+ |
Verizon | Florida 55+ Discount. Save $20 per line/month. | 55+ |
Consumer Cellular | Senior plan starting at $35 per line/month | 50+ |
Mint Mobile | Mint 55+ plan. $45 upfront payment for first 3 months. | 55+ |
You can also make the most of your discounts by checking with local small businesses. Whether you ask at the checkout counter or call ahead, it never hurts to ask – many small businesses offer discounts but don’t always promote them. Keep an eye on social media and local news as well, since they often highlight senior deals and special promotions. Just remember that not every small business has the ability to offer discounts, so it’s helpful to keep expectations flexible.
As you approach retirement, you may be worried about spending on a fixed income, and senior discounts may help. Talk to a financial advisor at Farm Bureau today to make sure you are prepared for your senior years.