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Car Insurance for When the Road gets Bumpy


  • Coverage You Need

    Slippery roads, runaway shopping carts, break-ins, deer crossings, young drivers, fender-benders and vandals... there are a lot of good reasons to buy car insurance. And did you know it's required by law in most states? Our local Farm Bureau agent can help you get the coverage you need.

  • Replacement Coverage Unlike the Others

    How does our auto replacement coverage rate? For one thing, your car can be up to four years old (five in select states) and still be eligible for replacement if your vehicle is totaled. Being in an accident shouldn’t mean you have to give up on having a new car.

  • Young Driver Safety Program

    The freedom of a driver's license also brings responsibility. To help young drivers stay safe on the road, we've created the Young Driver Safety Program. This program offers drivers under age 25 the opportunity to earn a premium discount as they learn about driving and practice behind the wheel.

  • Roadside Assistance

    When you add our Emergency Roadside Assistance coverage to your car insurance policy, you can count on fast, reliable help. In most cases, there are no out-of-pocket costs and we make it simple to get back on the road.


There are many options to choose from when purchasing car insurance. Your agent can help you customize your coverage to fit your specific needs.

  • Bodily Injury Liability

    Protects you if someone is injured or dies as a result of an accident involving your car.

  • Property Damage Liability

    Covers damage to the property of others caused by your car. 

  • Medical or No-Fault Coverage

    Varies by state. See your agent for details.

  • Comprehensive

    Coverage pays for damage due to causes other than collision, such as fire, theft, hail, vandalism, and more. 

  • Collision

    Coverage pays for damage to your car resulting from an accident.

  • Replacement Cost

    This optional coverage can replace your damaged car with a new vehicle of similar model if the damaged car is less than four* years old. *Age of the car varies by state.  

  • Uninsured and Underinsured

    Coverage protects you and your passengers from bodily injury caused by other drivers without adequate car insurance.  

To learn more about auto insurance underwriting, click here.


  • Farm Bureau Member's Choice

    You’ll save time and money when you bundle your car and home insurance with us. Plus, you’ll have the convenience of one policy, one premium and just one deductible for all your covered possessions. Learn more about our Farm Bureau Member’s Choice policy.

  • Good Student Discount

    Your student can help you save if he or she maintains a "B" average or higher.

  • Safe Driver Discount

    The better your driving record, the lower your premium.

  • Continued In-Force Credit

    Client/members who continue to renew their Farm Bureau Member's Choice policies are rewarded with loyalty credit.

  • Low Mileage Discount

    If you drive your vehicle 7,500 miles or less annually, you may qualify.

  • Safe Young Driver Discount

    Drivers under age 25 who complete our Young Driver Safety program are eligible to earn this discount.

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