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Car Insurance for When the Road gets Bumpy

Overview

  • Coverage You Need

    Slippery roads, runaway shopping carts, break-ins, deer crossings, young drivers, fender-benders and vandals... there are a lot of good reasons to buy car insurance. And did you know it's required by law in most states? Our local Farm Bureau agent can help you get the coverage you need.

  • All Shapes and Sizes

    Just as cars come in all shapes and sizes, so do our car insurance products. Whether Comprehensive, Collision or something more personalized, we make it simple to protect your investment. We can also help you save money when you insure multiple vehicles, or combine your car insurance with other insurance needs.

  • Young Driver Program

    We believe being safe on the road is a science, so we created our own young driver program - Driveology: The Science of Safe Driving. This program offers drivers under age 25 the opportunity to earn a premium discount as they learn about driving and practice behind the wheel.

  • Roadside Assistance

    When you add our Emergency Roadside Assistance coverage to your car insurance policy, you can count on fast, reliable help. In most cases, there are no out-of-pocket costs and we make it simple to get back on the road.

Coverage

There are many options to choose from when purchasing car insurance. Your agent can help you customize your coverage to fit your specific needs.

  • Bodily Injury Liability

    Protects you if someone is injured or dies as a result of an accident involving your car.

  • Property Damage Liability

    Covers damage to the property of others caused by your car. 

  • Medical or No-Fault Coverage

    Varies by state. See your agent for details.

  • Comprehensive

    Coverage pays for damage due to causes other than collision, such as fire, theft, hail, vandalism, and more. 

  • Collision

    Coverage pays for damage to your car resulting from an accident.

  • Replacement Cost

    This optional coverage can replace your damaged car with a new vehicle of similar model if the damaged car is less than four* years old. *Age of the car varies by state.  

  • Uninsured and Underinsured

    Coverage protects you and your passengers from bodily injury caused by other drivers without adequate car insurance.  

Discount

  • Farm Bureau Member's Choice

    You’ll save time and money when you bundle your car and home insurance with us. Plus, you’ll have the convenience of one policy, one premium and just one deductible for all your covered possessions. Learn more about our Farm Bureau Member’s Choice policy.

  • Good Student Discount

    Your student can help you save if he or she maintains a "B" average or higher.

  • Safe Driver Discount

    The better your driving record, the lower your premium.

  • Continued In-Force Credit

    Client/members who continue to renew their Farm Bureau Member's Choice policies are rewarded with loyalty credit.

  • Low Mileage Discount

    If you drive your vehicle 7,500 miles or less annually, you may qualify.

  • Driven to Safety Discount

    Drivers under age 25 who complete our Driveology program are eligible to earn this discount.

The Learning Center Plan Today. Prepare for tomorrow.

  • Insuring What’s In Your Car

    Is that covered? Learn which items in your car are covered by your insurance policy.  Read Article »

  • 7 Tips to Gear Up for Winter Driving

    Tips to help you prepare for winter roads when snow and ice are in the forecast.  Read Article »

  • ‘Tis the Peak Season for Deer-Car Collisions

    The average auto claim for hitting a deer is $3,300. Farm Bureau Financial Services brings you ways to avoid an accident.  Read Article »