Classic Car Insurance Coverage for Collector and Antique Cars

When you own a classic car, you know you have specific collector car insurance needs that go beyond your basic auto policy. We can help you protect it.

It’s your future. Let’s protect it.®

Classic cars require special care and attention. We'll walk you through everything you need to know.

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Do You Need Classic Car Insurance?

Unlike your everyday car, which will depreciate in value, classic cars frequently increase in value over time. The main difference between classic car insurance vs. private passenger auto insurance is that car insurance for classic cars comes with additional considerations, including market value.

What Cars Qualify for Classic Car Insurance?

Older cars aren't always considered classic cars. For your car to be eligible for classic or antique auto insurance, it must meet specific requirements, including: 

  • Classic: A car that is 10 to 24 years old and has been restored to its original manufactured condition and may not be used as a primary source of transportation.
  • Antique: A vehicle that is 25 years old or more and has been restored to its original specifications, owned solely for use in exhibitions, club activities, parades and other functions of public interest.

Invest in Your Future

Whether it’s classic cars, stocks or real estate – or all of the above – how you invest your money matters. At Farm Bureau, our trusted advisors can help craft an investment strategy that works for you, including discussing your legacy plan.

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Hit the Open Road (Safely)

It doesn’t matter if you’re tooling around town in an antique automobile, a new convertible or a comfy minivan, Farm Bureau is equipped to handle all your auto needs, such as vehicle replacement cost coverage, roadside assistance and more.

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