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Pimage_HomebasedBusiness

When Home and Business Meet: Home Business Insurance

Overview

  • Protect Your Home and Business

    When your business and your home share an address, you need to protect them both – together, and separately. Your standard homeowners policy will protect you if your home is damaged, but it won’t cover everything related to your business. Home-based business insurance can help you close those gaps.

Coverage

If your primary residence is insured with Farm Bureau Member’s Choice Property and Liability coverage, your home business may qualify for our Home-Based Business insurance coverage. Coverage options include:

  • Business Liability Coverage

    Protects against bodily injury, property damage and personal injury/advertising injury that may occur on your business premises and as a result of your operations and products.

  • Medical Payments to Others

    Pays reasonable and necessary medical expenses per occurrence to someone injured on your property. Claims must occur and are paid, according to the limits you selected at policy purchase.

  • Hired and Non-Owned Auto Coverage

    Extends some automobile coverage to your business.

Discount

  • Farm Bureau Member's Choice

    You’ll save time and money when you bundle your car and home insurance with us. Plus, you’ll have the convenience of one policy, one premium and just one deductible for all your covered possessions. Learn more about our Farm Bureau Member’s Choice policy.

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