Farm and ranch property coverage

Farm and Ranch Property Coverage

Farm and ranch property insurance covers all the things that helps your operation run smoothly, like your farm machinery, equipment, and farm structures. Your property is a big part of your profitability and deserves proper coverage.

What Farm and Ranch Property Insurance Covers

Farm or ranch property insurance can provide financial protections for buildings used in your operation, your personal property used on the farm or ranch, loss of income and other farm or ranch exposures. Your Farm Bureau agent and Ag Underwriter will conduct an On-Site SuperCheck® to help ensure you have the right coverage for your operation.

Notable Farm or Ranch Property Coverages

Replacement Cost Coverage for Farm Machinery

When you add Replacement Cost coverage for farm machinery, if your machinery is damaged  due to fire, collision or another covered occurrence, we’ll help pay to repair or replace it. And what sets us apart is that we offer you coverage for machinery up to eight years old1. This includes equipment like combines, planters, tractors, sprayers, skid loaders, cotton pickers, backhoes, balers and more.

Farm Operation Interruption

If a building critical to your farm or ranch is lost, you’re not just looking at a loss of property; you could also be facing a significant disruption of income. The coverage adds an additional layer of protection for buildings that generate income, from hog confinements to dairy barns and more.

Equipment Breakdown Coverage

Protect the equipment that keeps you running isn’t cheap. Protect your investment from losses caused by electrical equipment or mechanical breakdown with Equipment Breakdown Coverage.

Hay Coverage

Your policy can provide the coverage you need to protect your hay inventory. We offer variable stack limits that allow you to choose the coverage that suits your operation the best.

Irrigation Equipment Coverage

Your irrigation equipment can be insured for replacement cost regardless of age, and coverage isn’t just limited to center pivots.

Extra Expense Coverage

This coverage provides rental reimbursement for covered equipment that is inoperable due to a covered cause of loss.

These are just a few of the coverages we offer to help protect your farm or ranch operation. Your Farm Bureau agent can customize the best coverage for your commercial ag operation from unnecessary exposure.

It’s your future. Let’s protect it.®

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1 Based on a comparison of model year coverage with leading insurance competitors.

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