A car accident doesn’t exactly make anyone’s day. But what if you’re in an accident involving an uninsured motorist? If that happens, you could be the one paying. Here are four reasons you should consider uninsured motorist coverage.

1. Many Drivers are Uninsured

According to the Insurance Information Institute, nearly 13 percent of drivers nationwide don’t have auto insurance. The risk may not be overwhelmingly high, but it exists. If you don’t want to gamble on being in an accident with an uninsured driver, you should consider uninsured motorist coverage.

2. Coverage is Cost-Effective

It’s not expensive. Typically, this coverage means the difference of less than $10 a month. Not bad, considering the peace of mind it can provide you.

3. You Can Protect Your Passengers

It can help if you or your passengers are injured. Uninsured motorist coverage can step in to help cover medical expenses if you or your passengers are unable to work as a result of the accident.

4. Coverage Protects Your Livelihood

If you’re unable to work due to a car accident with an uninsured driver, uninsured motorist coverage can help recover lost wages as well.

Hopefully, you will never be involved in an auto accident. But uninsured motorist coverage can give you added peace of mind when you’re on the road. For this and other ways to protect your vehicle, your home and the things that matter most in your world, contact your Farm Bureau agent.