Owning a home is one of life’s greatest achievements. It’s a chance to provide security for your family and create memories that will last a lifetime. Your home keeps you safe. You need a homeowners policy that protects your investment and ensures that you’re not caught off guard when unexpected events happen.
Homeowners insurance provides protection for your home and its contents. It also provides liability protection, covering you when claims are brought against you for bodily injury, property damage or personal injury. For increased liability protection, consider an umbrella policy.
Advice that Hits Home
Farm Bureau agents are here for you. Rely on us to help you determine the right amount and type of homeowners insurance you need, the appropriate deductible and assist you with taking advantage of available discounts.
Be sure to have adequate coverage for your belongings. You can get started by listing all of your possessions — inside and out — using our handy home inventory kit. There is also coverage available for special items like antiques, fine jewelry or artwork.
Whether you’re considering your first home, upgrading or downsizing, there are some home-buying basics to keep in mind as you shop:
- Evaluate your financial situation — set goals for a home’s cost, location, type and size.
- Choose a real estate agent — once you find your dream home, initiate a purchase agreement that meets your goals.
- Select a lender — seek mortgage approval, negotiate an interest rate, complete the home inspection and close on your loan.
- Purchase homeowners insurance — your mortgage lender will require you to have adequate coverage.
Added Peace of Mind
Chances are you will make mortgage payments on your new home. But what if you’re not there to make them? Consider the added security you can provide your family with a life insurance policy that can ensure mortgage payments can still be made.
Your home is where life happens. It’s a place of comfort, security and memories. Talk to a Farm Bureau agent today about homeowners insurance to help protect the things that matter most.