Is a Scooter Right for You? What to Know Before You Buy

A motored scooter can be a fuel-efficient way to get around town. The compact size can be good for highly populated areas, college campuses and areas with limited parking. Plus, they’re fun! This is part of what makes scooters and mopeds increasingly popular among city commuters. 

But if you’re in the market for one, you may be wondering what to look for when buying a scooter or moped. What should you consider before making the purchase? Which one is right for you? We’ve put together a guide with everything you need to know about mopeds or scooters so you can think about your purchase before buying. 

Scooter vs. Motorcycle: Everything You Need to Know

Scooters and motorcycles are both methods of transportation that get you around quickly. But they’re not the same. The main differences lie in frame configuration, wheel size and, importantly, the size of motor. Scooters typically have smaller wheels, a step-through frame, motor power that ranges between 50cc to 300cc and often automatic transmissions. Scooters are also typically lighter weight than a motorcycle, and they can’t go as fast as a motorcycle, either. 

Motorcycles, on the other hand, are also two-wheeled vehicles, but they’re designed for higher speeds, feature straddle frames and come with better acceleration and high-speed handling features. Motorcycles generally have engines that range from 150cc to 2,000cc and have 16-inch or bigger wheels. Most motorcycles also have a manual transmission.

So, should you get a scooter? Here’s what to consider. 

What Are the Pros and Cons of Owning a Scooter?

Pros of Buying a Scooter 

Maneuverability: Scooters are lightweight and easy to handle, which makes them popular in densely populated, high-traffic areas with tight road conditions and limited parking.

Fuel Efficiency: If you’re looking for a way to cut back on your fuel budget, a scooter may be the way to go. While the average miles per gallon (mpg) of a scooter will vary based on the model, you could see over 100 miles per gallon of gasoline, which gives scooter riders peace of mind when it comes to fuel cost.

Cost: Whether the scooter you choose is new or pre-owned, it will likely be much more affordable than purchasing a car. The cost of a motored scooter is generally much lower than a motorcycle as well, depending on the model. And, finally, the cost to repair a scooter is also generally less than fixing a car or motorcycle.

Cons of Buying a Scooter

Inclement weather: A scooter won’t protect you from the elements. That means if you’re in a place with rain, snow, ice or cold temperatures, you may not be able to use the scooter to get around as much as you would a car. 

Limited storage: Unlike a car with a back seat or a trunk, a scooter doesn’t have much storage space to haul things around. If you regularly need to transport more than what you can put in a backpack, a scooter may not be your best option.

One passenger: While some scooter models can accommodate another passenger, you’ll be limited to one passenger at a time. (And be prepared to get cozy.)

Safety: A scooter doesn’t offer the same protection a car provides, should you be involved in an accident. That means it’s important to assess the safety of the places where you intend to use the scooter.

Comfort: For short commutes, a scooter is generally comfortable. But it’s probably not the best way to travel longer distances (or on big roads).

Do I Need a Motorcycle License to Ride a Moped or Scooter?

You may need a motorcycle license to ride a scooter. Motorcycle license requirements vary by state, and the rules about scooters fall under the motorcycle heading. Make sure to review the laws in your state to ensure you comply with all state and federal laws regarding operation of motorcycles and scooters.

What Additional Things Do I Need to Buy?

Don’t just buy the scooter; you’ll need more than that. Safety gear like a helmet, protective clothing, and more can be expensive, but they are necessary items to help keep you safe on the road. If you need to bring more than just a backpack with you, a carrying rack or basket can add extra space to haul items.

Make Sure You’re Covered

At Farm Bureau, scooters and mopeds are included within our motorcycle coverage program. Talk with an agent to be sure you’re covered when you embark on your next adventure.