9 Questions to Ask While Viewing a House

When you’re looking at a house that’s for sale, it might seem like your dream home on the surface. But what could you be missing? One key to buying the right house is asking the right questions when you see it.  

Whether you’re an experienced homeowner ready to make a change or you’re looking for questions to ask your realtor when you’re buying your first home, here’s a good place to start. 

1. Why Is the House on the Market? 

People relocate for different reasons. It could be a job transfer, being closer to family or for financial or health reasons. Knowing the seller’s reasons can give you some insight. For example, a move for financial reasons may mean the seller couldn’t afford to keep up on maintenance or repairs.  

2. When Was the House Listed for Sale? 

There might be a lot of interest in a house that just came on the market, and you might have competition if you make an offer. If a house has been listed for a while, ask the real estate agent why. The seller might be more open to negotiation and a lower offer. 

3. Is There a Homeowners Association? 

If the home is part of a homeowners association (HOA), you’ll want to know how much it costs, what amenities it includes and what regulations you’ll need to follow if you live there, such as pet restrictions and exterior design choices. 

4. Are There Any Structural Issues?

If the home is listed with a realtor, ask to see a copy of the seller’s disclosure. Look through it and get more details about any concerns you notice. It’s an important part of what to look for in a house viewing. 

5. What’s Been Updated and When?

Knowing when the roof, heating, cooling and other systems were updated or replaced can help you prepare for future expenses. Ask whether any of the improvements were DIY and, if so, whether the proper permits were pulled.

6. What’s Included? 

Major appliances and fixtures may be part of the sale, but ask to make sure. If you’re interested in window treatments, outdoor furniture or other items, such as a playset or home gym, you can ask for them to be included when you make an offer. 

7. How Much Do Utilities Cost? 

Monthly expenses for heat, cooling, gas, water and sewer can add up. Ask the agent how much these have cost in the past, on average. Be sure to find out what the cooling bills are in the summer and the heating bills are in the winter. 

8. What’s the Neighborhood Like?

A home could be surrounded by young families with children playing outside, retirees who work in their gardens and take walks together, or a diverse mix of ages and cultures. You want to make sure it’s a neighborhood where you can envision yourself. 

9. What’s Nearby?

You could find attractions or nuisances in your neighborhood. You might be glad to find walking trails, parks and playgrounds close to home. But businesses might draw traffic, and bars, restaurants or nearby trains or airports could be noisy. 

Ask Any Other Questions That Come Up 

As you walk through the home, ask about anything that seems unusual to you. Is a faucet dripping? Did you spot a mouse trap in the basement? Is there a repair or improvement that seems unfinished? The home viewing isn’t meant to be a full home inspection, but you should ask about anything that concerns you. 

Find Out if You’re Ready to Make Your Move 

Whether you’re thinking about buying your first home, moving to a bigger property or downsizing, you’re making a major financial move. Connect with Farm Bureau to review your finances and ensure you’re covered in your new home.