Are you making a New Year’s Resolution? Statistically, more than half of all resolutions fail… but they don’t have to. We have some resolutions you can actually keep this year. Even better? You can accomplish most of these in January and be sitting pretty for the rest of the year, worry free with a simple insurance audit!

Update Home Inventory

Your home inventory is a tool that your agent can use to determine the right level of coverage for your homeowners insurance. Plus, if you have a claim, having an up-to-date inventory will benefit you and get your claim paid faster. If you haven’t done an inventory on your home in a while, we have some tips on where to start. If you have completed an inventory, right after the holidays are an ideal time to update! Be sure to share the updated home inventory with your agent when you’re done.

Right-Size Your Life Insurance

Life insurance is not one-size-fits-all. Your coverage needs evolve over time. If you don’t have a policy yet, now is a great time to talk to your agent about what type of policy would best suit your needs (and your budget.) We have six things you should consider when you are looking at coverage.

If you do already have life insurance, is it working hard for you? Could you get more benefit out of your policy while you are still living? Maybe. Talk to your agent about the ways you can make your existing policy work for you and your family.

Earn Discounts

Did you know that you can play a part in determining your auto insurance rates? With Driveology, you have the chance to earn discounts based on your good driving behavior. You can also monitor your vehicle health and environmental impact in the process.

If you have a teen driver in the house, you may be able to save even more with our Young Driver Safety program. With this program, drivers under the age of 25 can learn safe driving behaviors, and help you earn discounts on your auto policy premiums.

Prepare for the Unexpected

You try to be as prepared as possible, but you never know what is right around the corner. Prepare for unexpected risks with an umbrella policy. Umbrella earns its name because the coverage arches over your vehicle and homeowner’s insurance to provide an extra layer of protection: it starts where vehicle and homeowner’s insurance liability limits stop. You might be surprised by all the things umbrella policies cover – for an affordable premium.

Call Your Agent

When was the last time you evaluated your coverages with your agent? Your Farm Bureau agent can do an annual SuperCheck® and make sure you are covered where you need it (and aren’t paying for coverages you’ve outgrown). Life chances fast – make sure your insurance keeps up. If you have been wondering if you could bundle your policies, need a different life insurance policy, or bought a new boat, you could use a SuperCheck. Contact your agent and schedule a brief review today.

With this new year, if you have resolved to save money, your Farm Bureau agent may be able to help. Contact your agent today. It’s an easy resolution to keep and can affect your bottom line all year. Can you say that for your other resolutions?