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Umbrella Coverage: For a Different Kind of Rainy Day

An Extra Layer of Protection

You have liability insurance – but is it enough? Umbrella insurance is a different way to protect against a rainy day, by picking up where your standard liability coverage policy limit leaves off.

Benefits of Umbrella Coverage:

From dog bites to accidental injuries on a trampoline in your backyard and more, seemingly everyday items can pose a potential risk. Umbrella insurance is designed to provide an additional layer of protection that goes beyond the limits of your existing policy – without breaking the bank. Without umbrella coverage, you could have to pay out of pocket for costs that exceed the limits of your home, auto or farm/ranch policies.

When it Rains, it Pours

  • Have you considered what would happen if:
    • You were accused of slander, libel or defamation of character – stemming from comments made in public forums (like social media)?
    • You were involved in a lawsuit after someone injured themselves on your property?
    • You caused an accident involving multiple vehicles and your auto policy was not able to cover all of the damages?
    • Your livestock escaped the pasture and caused an accident on the road?

Without sufficient coverage, you could be on the hook financially if these things were to happen. With the right umbrella coverage, you can rest assured knowing that you were covered. Life happens – umbrella coverage is here to help you protect it.

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