After suffering a house fire, it might be difficult to determine what you’re first steps should be. We’re here to help! Follow this guide to help get back on your feet.

  1. Contact your Farm Bureau agent

    Contact your Farm Bureau agent or a Farm Bureau claims representative to begin the claims process and address your immediate needs. Your Farm Bureau agent or your Farm Bureau claims representative may be able to offer you an advance payment to help address your immediate needs. This payment will be deducted from your loss settlement.

  2. Find a safe place to stay and assess your immediate needs

    No matter the amount of damage, you likely can’t stay in your own home after a fire. If staying with family and friends isn’t an option, locate a temporary residence such as a hotel room. Your Farm Bureau agent or claim representative can help assist in locating temporary housing. You’ll also want to keep receipts for dining expenses as you may be eligible to receive reimbursement for those meals. Additionally, your agent or claims representative can also aide in getting you necessary essentials, such as clothes and personal hygiene items.

  3. Secure your property

    Do what is necessary to protect your property from any further damage. For example:

    • Board it up: To prevent vandalism, board up your property doors and windows.
    • Remove personal property that wasn’t destroyed and take it to a protected area.
    • With winter around the corner, winterize your plumbing to avoid frozen and burst pipes.
  4. Create a list of all damaged items

    After you make a fire damage insurance claim, you’ll want to start compiling and gathering information about your damaged items. Be sure to include the brand name, receipts, purchase price, serial number and a description of each item.

  5. Repair or Rebuild

    Farm Bureau Financial Services takes pride in handling claims efficiently and quickly. Once you’ve settled your claim and received your insurance money, it’s time to repair, rebuild or restore your home.

Protect your home and belongings with reliable homeowners insurance

You never know when the unexpected will strike. That’s where Farm Bureau steps in. Ensure your home is protected from the unexpected, contact a Farm Bureau agent today.